Overview

Unlocking thin ledger for multicurrency wallet management

Finacle Wallet is a cutting-edge, microservices-powered platform designed to transform how you manage digital wallets. Catered to the needs of banks, NBFCs, telecoms, and retailers, our solution offers a lean, cloud-native architecture that delivers unparalleled flexibility and scalability. The heart of Finacle Wallet is our flexible ledger system. It allows you to effortlessly handle a wide range of instruments, from traditional currencies to shares, loyalty points, and even custom-defined assets. This versatility empowers you to build tailored wallet solutions that perfectly align with your unique business requirements.

Leveraging a microservices approach, our platform ensures agile development and rapid time-to-market for new wallet products and features. Finacle Wallet is also multi-currency and multi-entity enabled, making it the ideal choice for organizations operating across borders. With Finacle Wallet, you streamline operations and reduce costs but also gain a powerful tool to drive innovation in the ever-evolving world of digital finance.

Experience the future of wallet management with Finacle Wallet.

Future-Proof Your Wallet Operations with a Cloud-Native Approach

Future-Proof Your Wallet Operations with a Cloud-Native Approach

Unify Your Wallet Operations with a Cloud-Native Microservices Platform

Finacle Wallet, a cloud-native microservices platform, empowers banks, NBFCs, telecoms, and retailers to revolutionize digital wallet management. Our flexible ledger system seamlessly handles diverse financial and non-financial instruments, on a single platform, enabling effortless management and swift product launches.

With the modular architecture, Finacle Wallet offers unparalleled flexibility and scalability. Its multi-currency and multi-entity support unlocks global adaptability. More than just a platform, Finacle Wallet is a catalyst for innovation, streamlining operations, reducing costs, and helping propel you forward in the digital finance landscape.

Features Designed to Empower You

  • One Platform, Endless Possibilities: A modular wallet solution that adapts to your specific needs. From loyalty programs and prepaid accounts to multi-currency support, we offer a versatile platform that can handle any wallet type
  • Effortless Management, Elevated Experience: Experience the power of a microservices-based platform that simplifies account, balance, and transaction management for both you and your users
  • Cloud-Powered Agility: Built for the cloud, the Solution delivers unparalleled scalability and flexibility. Leverage event-driven architecture to optimize real-time data processing and gain valuable insights faster, allowing you to adapt to changing market conditions and user preferences
  • End-to-end Wallet Management: Our robust solution covers the entire wallet lifecycle, from frictionless customer onboarding to secure transactions (funding, payments) and ongoing maintenance
  • Seamless Integrations for a Connected Ecosystem: Connect effortlessly with your existing systems using RESTful APIs and webhooks. Integrate seamlessly with front-end channels, CRM solutions, payment engines, billers, and aggregators – creating a truly unified financial experience for your users

One Platform, Endless Possibilities: A composable design adapts to your specific needs, from loyalty programs to multi-currency support

Cloud-Powered Agility: Scale and adapt to changing market conditions and user preferences with real-time data processing and event-driven architecture

End-to-End Wallet Management: Manage the entire wallet lifecycle, from onboarding to secure transactions and ongoing maintenance

Effortless Management, Elevated Experience: Our microservices-based platform simplifies account, balance, and transaction management for both you and your users

Seamless Integrations for a Connected Ecosystem: Effortlessly connect with your existing systems using RESTful APIs and webhooks for a unified financial experience

Build on Next-Gen Technology

Microservices driven design

Cloud-native

Back end / front end agnostic

Seamless system integration

Eventing and streaming framework

Flexibility of database

Multi enabled

Highly secure

Unlocking Value

  • Accelerate Time-to-Market: Launch new wallet products quickly with a flexible, scalable backend and streamlined onboarding.
  • Unlock Diverse Revenue Streams: Create multiple income sources through transactions, merchant partnerships, and innovative services.
  • Tailor the User Experience: Craft a unique brand experience with the flexibility to integrate to any frontend solution.
  • Seamless Integration & Deployment: Quickly integrate with existing systems and choose the deployment model that suits your needs (SaaS or on-premise).
  • Experiment & Innovate: Instantly test new ideas and features in a secure sandbox environment without disrupting live operations.

Accelerate Time-to-Market: Launch new wallet products quickly with a flexible, scalable backend and streamlined onboarding.

Unlock Diverse Revenue Streams: Create multiple income sources through transactions, merchant partnerships, and innovative services.

Tailor the User Experience: Craft a unique brand experience with the flexibility to integrate to any frontend solution.

Seamless Integration & Deployment: Quickly integrate with existing systems and choose the deployment model that suits your needs (SaaS or on-premise).

Experiment & Innovate: Instantly test new ideas and features in a secure sandbox environment without disrupting live operations.

Unlock Business Potential and Elevate your Customer Engagement

Empowering you to do more.

Become an Innovation Leader

  • Faster Time-to-Market – Launch new wallet products quickly to capitalize on emerging trends and stay ahead of the competition
  • Launch loyalty programs within weeks, not months, to capitalize on seasonal trends

Drive Revenue Growth

  • Unlock Diverse Revenue Streams – Generate new income through transactions, strategic partnerships, and innovative services you can offer within your wallet
  • Generate new income through personalized product recommendations within the wallet, or offering fee-based premium wallet features

Deliver Exceptional Experiences

  • Tailored User Experience – Craft a unique brand experience that resonates with your customers, leading to increased engagement and loyalty
  • Integrate with your CRM system to personalize offers and rewards based on customer history

Unlock Efficiency, Reduce Costs

  • Streamlined Operations – Simplify backend processes and onboarding with Finacle Wallet’s flexible and scalable architecture
  • Optimize the customer journey, from account creation to onboarding, while lowering administrative burdens

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