Finacle Digital Lending
Solution Suite

Banks in over 90 countries rely on Finacle’s industry-leading
solution suite to fast forward their truly digital lending

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Accelerate Lending Digitization

Finacle Digital Lending Solution Suite is an enterprise class, multi-segment, multi-product solution that helps banks and FIs originate and service loans, digitally. Built on a cloud-native open architecture, the componentized suite empowers your bank deliver new propositions across the loan lifecycle. Finacle’s proven digital offering includes Digital Onboarding, Loan Origination, Loan Management, Leasing, Limits, Collaterals, Covenant management to help you accelerate lending digitization across customer segments.

Finacle has helped banks, Non-banking financial companies (NBFCs), Fintechs, digital only banks around the world reimagine their lending offerings with digital technologies to drive new revenue streams.

Create Truly Digital Borrowers experience with Finacle Digital Lending Solution Suite


The Finacle Promise


Comprehensive, Componentized Suite

Comprehensive, Componentized Suite

Modernize at your pace

Scott McWilliam, Chief Executive Officer, Resimac, said, “At Resimac, we are engineering for the future. Our ‘customer first’ digital strategy recognizes that lending in the future will look fundamentally different from today. Our partnership with Infosys Finacle will enable us to seamlessly adapt to the dynamic and complex lending landscape, while serving our customers’ financial needs in a secure manner. We are confident that Finacle’s solutions delivered on the cloud will accelerate our transformation into a digital-first lender and help deliver a range of multi-accessible, flexible and innovative financial solutions.”

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Advanced Architecture

Future proof your business with a modern platform that is agile, flexible and scalable

Contemporary layered design

Cloud-native solution

Data and

Componentization and micro-services

Declarative and RESTful APIs

Scalability, performance and resilience

Robust security

Continuous deployment

Configurability, localization and extensibility


EdgeVerve’s Finacle Digital Banking Solution Suite supports retail, business, and corporate banking… The DBPP’s application architecture is state-of-the-art, supports a variety of application infrastructure stacks for on-premises deployments, and can run in the clouds of providers such as AWS, IBM, Microsoft Azure, and Oracle. The vendor’s cloud strategy goes beyond cloud based delivery models and also considers banking application ecosystems and platform-as-a-service plans, for example. Further strong points of the DBPP are its active ecosystem of system integrators and its support of APIs.

– Forrester Wave™: Digital Banking Processing Platforms (Corporate Banking), Q3 2020

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Simplified Transformation

Experience agile, risk-mitigated modernization

Whether it is a big bang switchover or progressive deployment,
Finacle helps your bank transform lending at its own pace. The
following tenets simplify transformation as well as minimize its risks:

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Agility For Innovation and Growth

Reimagine lending in a competitive digital age

Marcus by Goldman Sachs deploys Finacle solution on Cloud for its new online lending business ‘With the successful deployment of the Finacle Core Banking Solution, we have the ability to respond to customer needs, the scalability to adapt to market requirements whilst providing the superior customer experience required in today’s competitive digital age.’

– Boe Hartman, CTO, Marcus by Goldman Sachs (Digital Finance Technology) Referring to the Press release dated Nov 30, 2016.

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Enhance Customer Proposition

Enable truly digital borrowers experience across all touch points

Comprehensive coverage of risks across entities and goes

Bank RAKYAT Indonesia disrupts the unsecured loan market with digital solution “With the presence of Pinang, Bank BRI Group is able to reach more volumes of customers in Indonesia at high speed (from application to disbursement in less than 10 minutes without a face to face meeting).Pinang is BRI’s radical innovation catering to the ultra-micro customers creating a seamless and economical on boarding process. The reimagined process provides a faster, cheaper and safer digital lending in Indonesia. With the persistent support of the Infosys management and the robust Infosys Finacle digital banking suite, BRI’s vision of accelerating Indonesia financial inclusion is one step closer”

Kaspar Situmorang | EVP Digital Center Of Excellence | Bank Rakyat Indonesia
Referring to Finacle solution for lending

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Drive Operational Excellence

Achieve operational efficiency and scale through automation and AI

Drive Operational Excellence

Learn how FE Credit, using Finacle Digital Lending Solution suite, opened 3 million new loan accounts, and brought down processing time by 60% with automation.

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Better risk management

Making lending safe and secure

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Unified real-time view of exposure

Convenant monitoring

Collateral management

Global limits -across group entities

Approval workflows

Audit controls

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Embracing Payments Composability

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