Finacle is an industry leader in digital banking solutions. We partner with emerging and established financial institutions to inspire better banking. Our cloud-native solution suite and SaaS services help banks to engage, innovate, operate, and transform better.
We are a business unit of EdgeVerve Systems, a wholly-owned product subsidiary of Infosys – a global technology leader with over USD 15 billion in annual revenues.
We are differentiated by our functionally-rich solution suite, composable architecture, culture, and entrepreneurial spirit of a start-up. We are also known for an impeccable track record of helping financial institutions of all sizes drive digital transformation at speed and scale.
Today, financial institutions in more than 100 countries rely on Finacle to help more than a billion people and millions of businesses to save, pay, borrow, and invest better.
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Finacle solutions address the core banking, lending, digital engagement, payments, cash management, wealth management, treasury, analytics, AI and blockchain requirements of financial institutions
Finacle solutions support various modern and traditional customer engagement channels, enterprise capabilities, line of business components, and business segments, such as Retail, Wealth, Islamic, Business, and Corporate banking.
Finacle’s componentized structure allows banks to deploy and upgrade solutions flexibly as per their business priorities. Our comprehensive and versatile suite powers truly digital transformation for financial institutions of all types – traditional or emerging, global or regional, omnichannel or digital-only.
At the heart of our mission of inspiring better banking are five promises –
Finacle solutions enable banks to unlock benefits of modern technology and accelerate digital transformation at scale.
Our solution suite is cloud-native, componentized and open APIs driven, to help banks transform into an agile, scalable and open enterprises, ready to benefit from new-age possibilities.
Finacle solutions run in a containerized environment orchestrated by Kubernetes. They can be deployed on a private, public or hybrid cloud or accessed in a software-as-a-service model.
Our modern architecture has enabled Finacle to be consistently rated as a leader across core banking, digital engagement, corporate banking, and payments space by major industry analysts
Finacle help banks engage better with their customers, employees, and partners. We do this by helping banks design and deliver truly personalized products and services. Built on a unique engagement hub, our suite helps banks onboard, sell, service, and converse better with customers. In fact, banks running on Finacle have realized an average 19% improvement in their NPS scores.
Finacle is the Platform of Choice for:
Well-established financial institutions that seek comprehensive digitization across front to back enterprise systems, such as DBS, Emirates NBD, ICICI Bank, ING, Santander, Standard Bank and State Bank of India
Digital-only banks, branch-less banks that seek to integrate into their customers’ digital lives, such as Digibank by DBS, Discover Financial Services, Liv. by Emirates NBD, Marcus by Goldman Sachs, and Nequi by Bancolombia
Financial technology organizations (FinTech) transforming financial services through emerging technology, such as Paytm and Resimac
Non-financial companies such as telcos, insurers, and retailers, who are leveraging connectivity to help customers manage their finances such as India Post and Manulife
We help banks differentiate with unique value propositions through continuous innovation. Banks can go-to-market faster with our flexible product factories that bring global innovations to life with simple configurations. Banks can compose contemporary, future-ready digital business models with ease, using our open APIs, webhooks, and App Centre. In fact, Banks running on Finacle have experienced an average 20% improvement in ecosystem innovation and 16% uplift in digital sales.
Products and services innovation
In a hyper-competitive world, Finacle helps banks to reduce costs and be more sustainable. Finacle enables straight-through processing, driven by rules and APIs, and supported by an in-house RPA platform. It helps banks automate workflows across applications seamlessly, saving precious effort, time and money. Our blockchain-powered solutions open up new levels of efficiencies by automating inter-organization processes. An assessment of the top 1000 banks globally confirms that institutions powered by Finacle enjoy a 4.2% point lower cost-to-income ratio over their peers
Rules based STP
Open APIs driven automation
Business process management and workflow capabilities
Automates repetitive and rule-based human tasks
Processes Cognitive automation
through Infosys Nia
Blockchain powered private,
permissioned networks for payments, trade finance and digital identity
Global best practices and innovations
Parameterization for geo-specific innovations
Interface adapters with local banking infrastructure
A phase-wise approach
Value realization based prioritization
Industry-leading agile practice
Risk management and strong governance
Finacle helps banks to transform better so that they can stay relevant to evolving market dynamics. With a componentized digital suite and flexible deployment options, we empower banks to mitigate risk and transform and upgrade in a phased manner. Our DevOps toolchain helps banks to build, test, deploy and monitor new capabilities with speed to stay ahead of the competition.
Our global product suite, local expertise and a team of inhouse and partner experts is helping banks across 100+ countries to scale their digital transformation with confidence.
Simply put, in mission-critical transformations, Finacle and our ecosystem partners ensure banks have access to seasoned experts to help navigate the future.
The industry-leading performance of our clients reflects our promise of inspiring better. An assessment of the top 1000 banks globally revealed that institutions powered by Finacle enjoy –
1. Independent client value assessment, 2020
2. Assessment of the top 1000 banks in the world by The Banker, 2020