ACCELERATE YOUR JOURNEY TOWARDS A TRULY
DIGITAL PAYMENTS PLATFORM
Finacle Payments Suite, which includes an advanced real-time payment services hub, a blockchain-based payments solution, and an enterprise-class message transformation engine, is designed to help banks successfully transform and modernize their payments landscape.
Finacle Payments
A real-time enterprise payments services hub for emergent payment rails – Real-time, instant, or faster payments
Finacle Payments Connect
A blockchain based enterprise solution to simplify global payments processes and provides frictionless experience
Finacle Message Hub
An enterprise class message transformation engine built leveraging ISO 20022 standards to simplify messages management
THE FINACLE PROMISE
COMPREHENSIVE, COMPONENTIZED PAYMENTS SUITE
A real-time payments platform, with proven scalability to meet emergent business needs and the agility to respond swiftly to emerging market trends. The SWIFT certified payments hub is designed leveraging ISO 20022 standards to deliver seamless interoperability across various global and local payment
networks – be it real-time, instant, or faster.
Finacle Payments Suite
Provides real-time, frictionless payments experiences anytime, anywhere
Own channels
Branch, Online, Mobile, Wallet,
Social, Wearables…
APIs led distribution
3rd party apps, FinTechs, Partners,
Clients, Other Financial Institutions
Finacle Payments | Finacle Message Hub | Finacle Payments Connect
ADVANCED ARCHITECTURE
Experience a modern real-time payments platform
The real-time Payments platform from Finacle, which is built on the most advanced architecture in the industry, empowers banks to transform their
payments business with scale and speed.
Industry’s most advanced architecture, empowering you to do more
Cloud-native
Componentization and micro-services
Declarative and RESTful APIs
Enterprise-class capabilities
Event-driven architecture
Technology platform choice
Scalability, performance and resilience
Configurability, localization and extensibility
Data and insights driven
Contextual workflows for different schemes
Truly 24*7 & real-time processing
Multi* capabilities
SIMPLIFIED TRANSFORMATION
Experience agile, risk-mitigated modernization
Whether it is a big-bang switchover, progressive deployment or complete overhaul, Finacle helps banks transform payments business with agility, and in risk-mitigated fashion.
Simplified and risk-mitigated transformations
Reference bank
Global best practices + innovations + localized solution
Coverage for local products – parameterization for geo-specifc innovations
Interface configuration for local payments systems, third party agencies
Phased transformation
Progressive modernization
A phase-wise approach
Business priority mapping and value realization
Agile delivery
SAFe Agile Practice
CI-CD, end to end release automation
Progressive launches
AGILITY FOR INNOVATION AND GROWTH
Making the payments business ready for the digital, real-time world
- Extensive product capabilities provide the flexibility to offer tailored payments and value-added services
- Open APIs for ease of collaboration with partners, Fintech companies, corporate clients, and the extended developer ecosystem
- Blockchain-based networks to digitize cross-border payments
Simplified and risk-mitigated transformations
ICICI BANK REMITTANCE-AS-A-SERVICE NETWORK
ICICI Bank, a leading private sector bank in India, has enabled remittance-as a-service among its partner banks in global strategic corridors.
ENHANCED CUSTOMER PROPOSITIONS
Enabling customer centricity in payment solutions
- Seamless access to payment services across channels and devices with Finacle Digital Engagement Suite
- Open APIs to support multiple open payments initiatives, accelerate innovation with external ecosystems and deeply embed payment solutions into corporate systems
- Innovations built on a real-time foundation – smart payment solutions, including host card emulation-based and sound wave-based contactless payments
Powering Santander UK’s International Cash Management System
Finacle’s digital offering will help Santander UK to strengthen its multi-channel cash Management, cash forcasting and payment services to better serve its corporate customers.
Alberto Gonzalez, Head of Product Development UK Global Transaction Banking, Santander UK
(Referring to Finacle solution for Cash Management Transformation)
Extensive automation opportunities to significantly boost efficiency, reliability and operational excellence
Rules based STP
Open APIs driven automation
Business process management and Workflow capabilities
Automate repetitive and rule based human processes
Cognitive automation through Infosys Edge products
Blockchain powered private, permissioned networks for payments and trade finance
OPERATIONAL EXCELLENCE AND RISK MITIGATION
Managing operational indexes and risks in the agile, open payments era
- Rule-based STP and open APIs to automate integration and enable seamless information flows
- Multi-tenancy on a single instance of application, infrastructure and database, to centralize operations or create regional hubs
- Navigation based UI and simplified user experience with workflow-based task work-trays for multiple scenarios
QATAR NATIONAL BANK
Payments transformation to power its digital banking strategy
With Finacle’s enterprise class Payments Hub, the bank is able to deliver seamless interoperability across various global and local payment networks, providing clearing services, and comprehensively supporting multiple payment types and instruments.
AN INDUSTRY LEADING SOLUTION
Finacle Payments solution is chosen as a leader in independent industry assessments by major analyst firms.
Positioned as a Leader in Integrated Payment Platforms in IDC MarketScape: Worldwide Integrated Payment Platforms 2019-2020 Vendor Assessment
Recognized as the best-selling Payment solution provider in the IBS Intelligence Sales League Table 2021
Rated as a leader in The Forrester Wave™: Digital Banking Processing Platforms (Corporate Banking), Q3 2021
Rated as a leader in The Forrester Wave™: Digital Banking Engagement Platforms, Q3 2021
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