Today, Finacle Core Banking Solution, consistently rated as a leader in the industry, helps banks in over 100 countries deliver simpler, faster, safer and fully personalized banking

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Power your digital strategy with a robust foundation

Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power your banks’ digital transformation.

With Finacle Core Banking Solution, your bank will gain a comprehensive set of capabilities, including flexible product factories, extensive parameterization, product bundling and reusable business components, to help accelerate innovation led growth.

With its real-time processing engine, open APIs and embedded customer insights, Finacle delivers one of the most advanced digital banking foundations to engage demanding consumers.

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Finacle Promise

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Comprehensive Capabilities

Accelerate speed to market with tailored products

  • Create and launch products on demand with extensive parametrization and product factories
  • Accelerate digital adoption with customer led product design
  • Seamless configuration of third party products

Learn how DBS Bank, rated among the world’s best digital banks, has leveraged Finacle to set progressive benchmarks.

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Advanced Platform

Increased openness, scalability and agility to power digital growth

  • Flexibly pace your modernization with componentized design
  • Drive cloud adoption across segments for speed to innovation and cost efficiencies
  • Power 24*7 real- time banking transactions, on own and third party channels of origination

Learn how Discover Financial Services, one of the largest direct banks in the US, has been renovating for innovation and digital transformation with a renewed core banking system.

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Robust foundation for your digital future

Componentized Structure

Componentized Structure

Open APIs

Open APIs

Cloud Ready

Cloud Ready

Technology Platfrom Choice

Technology Platfrom Choice

Real-time Processing

Truly 24×7 Real-time Processing

Massive Scalability

Massive Scalability

GUI tools

GUI tools led extensibility

Multi Capabilities

Multi Capabilities

Highly Secure

Highly Secure

Risk Mitigated Transformation

Power your current and emerging requirements with dynamic implementations.

  • Implement new business models with reference bank models
  • Power progressive global migration with multi-capabilities
  • Achieve speed to market with customer demands with agile delivery models

Learn how SBI, India’s largest public sector bank, powered its multi country transformation across 24 countries in record time of 24 months.

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Openness and agility for innovation led growth

Reimagine banking with a global core

  • Enable inside-out and outside-in capabilities with innovations and best practices across 100 countries
  • Power ecosystem innovations with open APIs and a curated partner ecosystem
  • Transform into digital businesses creating unconventional revenue streams

Learn how Paytm, India’s largest mobile payments and commerce platform, has leveraged Finacle APIs to adopt emerging business models for its payments bank.

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Deeper customer engagement

Real time insights across customer journeys for integrated, personalized customer experiences.

  • Accelerate digital adoption with customer led product designs
  • Offer tailored products based on unified 360-degree customer view and embedded insights
  • Leverage emerging technologies for predictive and cognitive insights

Learn how Finacle helped Bank Sohar, one of the largest in Oman, to deploy embedded analytics and gain deeper insights throughout the customer journey.

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Ubiquitous automation and operational excellence

Automate towards zero back office and achieve progressive efficiency benchmarks.

  • Automate extensively using traditional and emerging technologies
  • Create customized and unique regional experiences with multi-entity parameters
  • Enable standardization and efficiencies across global operations

Learn how RCBC Bank, one of the largest banks in Philippines achieved superior business metrics, driven by operational efficiencies of a modern core banking software.

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traditionalTraditional Automation Levers

  • Rules based STP
  • Open APIs driven automation
  • Business process management and workow capabilities
robotic-iconRobotic Process Automation

  • Automate repetitive and rule based human processes
  • Cognitive automation through Infosys Nia
automation-iconInter Organization Automation

  • Blockchain powered private, permissioned networks for payments and trade finance




The Finacle Core Banking solution provides banks a comprehensive set of capabilities, including flexible product factories, extensive parameterization, and product bundling.



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