Chart your bank’s growth strategy with the most modern, digital Core

Finacle Core Banking Solution offers a cutting-edge, cloud-native banking platform, with scalable infrastructure that can help you build a robust growth map for the future. With a componentized design built on a composable architecture framework, Finacle Core Banking Solution offers an engine to drive better engagement, better innovation, and better operations. Finacle’s secure and reliable cloud infrastructure minimizes IT burdens, giving your bank the flexibility, scalability, and agility it needs to win in the market. The solution also offers a robust DevOps pipeline, advanced data & analytics, ubiquitous automation that enable you to thrive in the ever-evolving digital banking landscape.


Engage, Innovate and Operate Better – A Sustainable Digital Business Advantage

Finacle Promise

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Market Benchmarking

From On-Premise to Cloud, Finacle is rated a Leader across the board

Finacle Core Banking Solution has consistently been rated a Leader across evaluations, with the latest acknowledgement being Leader in Cloud-based core banking, in the Omdia Universe: Cloud-based Core Banking, 2023 report.

Omdia analysts Philip Benton and Ouliana Smith mentions in the report:

  • Infosys Finacle has the widest solution breadth with the broadest platform capability and achieved one of the highest scores for core platform capability by providing a wide range of capabilities out-of-the-box that would suit complex deployments.
  • Finacle is a clear leader in product support and has been an early enabler of open banking, largely due to the regulatory requirements of its largest customers, and its clients have already leveraged the solution’s capabilities to develop new business models for API-led distribution of banking products and payments.
  • Finacle has a cloud-native, cloud-agnostic, componentized, layered, and open APIs-led microservices architecture.
  • Finacle Solutions have a zero-trust-based architecture offering cloud infrastructure security, advanced data security, cybersecurity, and specialized SaaS modules for data privacy and security.

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Microservices architecture

Stateless processes



Declarative APIs and RESTful APIs


Service mesh

Observability and analysis

Container registry and run times

Streaming and messaging

2022 Gartner® Magic Quadrant™ FOR GLOBAL RETAIL CORE BANKING

Rated as a ‘leader’ 14th time in a row Gartner Inc., ‘Magic Quadrant™ for Global Retail Core Banking’ February 2022.

Comprehensive Capabilities

A feature-rich fully composable solution suite

Finacle Core Banking Solution effortlessly powers banks across the world to:

  • Configure third-party products seamlessly and benefit from ecosystem opportunities.
  • Foster customer-led product design and drive digital adoption.
  • Create new products on demand with extensive parametrization and product factories.

Discover how Finacle has helped DBS Bank establish progressive digital banking standards.

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Advanced Technology

Unlock the game-changing power of composability

Finacle’s fully composable Core Banking Solution gives your bank several advantages:

  • Flexibility: Modernize at a flexible pace while also adapting to changing customer needs.
  • Agility and Efficiency: Unlock unprecedented cost savings and speed to innovation with Cloud.
  • Innovation: Compose innovative offerings across all products and services with ease and speed.
  • Resilience: Secure your bank against ever-evolving security threats.

Find out how Discover Financial Services, one of the largest direct banks in the US, has been renovating for innovation and digital transformation with a renewed Core Banking system.

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Massive Scalability

Massive Scalability

Open API

Open API

Ubiquitous Automation

Ubiquitous Automation

Componentized Design

Componentized Design



Data & Analytics

Data & Analytics

Robust Security

Robust Security



Risk Mitigated Transformation

A globally proven, flexible deployment model

Finacle Core Banking Solution offers the flexibility to undertake digital transformation either as a one-step exercise or as a progressive journey. Our flexible deployment models allow your bank to:

  • Harness robust reference bank frameworks to rapidly implement new and innovative business models.
  • Power progressive global migration at your chosen pace with multi-capabilities.
  • Leverage agile delivery models to achieve high speed to market, enabling your bank to anticipate and meet customer demands.

Learn how SBI, India’s largest public sector bank, powered its multi country transformation across 24 countries in record time of 24 months.

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Innovate Better

Openness and agility for innovation-led growth
  • Harness a global repository of pathbreaking banking innovations to drive customer centric offering for your bank.
  • Unleash the power of open APIs and take advantage of ecosystem opportunities by building seamless partnerships.
  • Leap frog ahead of competition with business model innovation.

Innovation in Action: Discover how Paytm, India’s leading mobile payments platform, utilizes Finacle APIs to embrace disruptive business models for their payments bank.

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Engage Better

Driving deeper customer interactions
  • Accelerate digital adoption with customer led product designs.
  • Harness embedded insights and a unified customer view to offer tailored products.
  • Personalize customer engagements throughout the journey with real-time insights.

Learn how Finacle helped Bank Sohar, one of the largest in Oman, deploy embedded analytics to gain deeper insights into the customer journey.

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Operate Better

Digitize and automate ubiquitously to reduce costs and improve services
  • Leverage AI/ML and traditional technologies to automate extensively.
  • Enable standardization and efficiencies across global operations.
  • Customize experiences for unique regional markets with multi-entity parameters.

Learn how RCBC Bank, one of the largest banks in Philippines achieved superior business metrics, driven by operational efficiencies of a modern core banking software.

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Traditional Automation Levers

  • Rules based STP
  • Open APIs driven automation
  • Business process management and workow capabilities

Robotic Process Automation

  • Automate repetitive and rule based human processes
  • Cognitive automation through Infosys Nia

Inter Organization Automation

  • Blockchain powered private, permissioned networks for payments and trade finance

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Download the latest report

Core Banking on Cloud: Navigating to the Fast Lane

Download the report