Key Features

Finacle Origination offers a flexible platform to originate various types of retail and commercial loan products, such as mortgages, student loans, asset-backed loans, consumer durable loans, vehicle loans, project finance, syndication and overdrafts. The solution offers extensive parameterization, reusable business rules and processes to help banks add new products. The solution consists of two broad modules:

Retail origination
Rule-based decision support, Multichannel origination, Credit report and scoring, Multi-level approval, Pre-qualification, Relationship-based pricing
Commercial origination
Product bundling and group applications, Debt aggregation Multi-limits management, Financial and non-financial covenant monitoring, Spreading templates and financial ratios, Checklists

Key Benefits

  • Enhanced operational efficiency

  • Improved credit quality

  • Business agility

  • Superior customer service

Know us better

Download and read complimentary copies of independent analyst reports, point of view documents, case studies and banking industry research reports, along with the solution brochure