Finacle Universal Banking - Comprehensive Banking Solutions From Infosys

Accelerate your digital transformation with Finacle

Banking is changing, faster than ever before. Rapid technology advancements and changing customer demands have set the stage for a pervasive digitization of our world. To succeed in this world, your bank needs to be Truly Digital, with systems designed to deliver flexibility, operational excellence and personalized experiences across your retail, SME and corporate consumers. Rated a leader by independent industry analysts, the Finacle Universal Banking Solution is the solution of choice for banks across 94 countries to achieve just that.

Independent assessments of Finacle customers and top 1000 world banks reveal that banks powered by Finacle have:

50 percent higher returns on assets

30 percent higher returns on capital

8.1 percent points lesser costs to income than others

37 percent reduction in effort to roll out products

35 percent reduction in transaction costs

21 percent improvement in time to serve customers

The leading universal banking solution suite in the industry that’s powering 16.5 % of world’s adult banked population

The Finacle Universal Banking Solution suite comprises multiple industry-leading banking solutions. You can choose one or any combination of these componentized solutions to power your bank’s digital transformation at your own pace

Core Banking

Consistently rated the industry’s leading core banking solution, this solution is proven to help your bank enhance agility and efficiency of operations, while significantly improving customer experience across channels

Omnichannel Hub

An enterprise-class channel management solution, it empowers your bank to offer seamless & consistent banking experience across multiple channels. Centralized rules & business processes help accelerate launch of new...

Online Banking

A unified online banking solution, this solution caters to the internet banking needs of your bank's retail, corporate and SME customers, while providing a unified view and real time...

Mobile Banking

This solution provides a rich, secure, and intuitive banking and payment experience to your retail and corporate customers. It works on a variety of mobile devices, platforms, and access...

Digital Wallet

The solution enables your bank to offer a feature-rich, secure, intuitive and simple payments facility, through remote and contactless modes. Allows onboarding and management of agents using digital channels...

Direct Banking

This solution enables your bank to acquire and service customers, through the internet, mobile phone or call center channels, round the clock, without the need for brick and mortar...

Analytics

An advanced analytics solution that uses banking data models and open source technologies to aggregate structured, unstructured and semi-structured data from various enterprise applications to provide actionable insights

Blockchain Framework

This solution leverages the ground breaking distributed ledger technology to help your bank automate inter-organization processes

Treasury

This is an integrated front, middle and back-office solution that covers the entire deal lifecycle for a wide range of trading and capital markets products across a wide range...

Wealth Management

Enhance the wealth management experience with our multi-asset, front-to-back office unified wealth management solution

Islamic Banking

Built on an industry-leading architecture, this solution enables Islamic banks and Islamic windows within conventional banks to offer Shariah-compliant products to customers, along with strong product definition features and...

Payments

A SWIFT certified, ISO 20022 standards based enterprise payments services hub, to manage the complete payments lifecycle, regardless of instruments, originating channels and hosting modules, interoperable across various global...

Liquidity Management

This multichannel, front-to-back office solution enables your bank to offer a range of services to corporate clients to identify, manage and optimize their liquidity on-the-go, across borders, currencies and...

Origination

This enterprise class loan origination solution can help your bank simplify management of the complete credit lifecycle – spanning customer application, credit analysis, loan decisioning, loan onboarding and...

CRM Solution

This modular, multilingual, web-based customer-centric application offers a unified, real-time and consistent view of your customers across channels and through their entire lifecycle

Finanz Tools

This integrated family of simple-to-use financial calculators, simulators and modelers can help illustrate how financial products work for your customers, demonstrating their benefits and features with engaging and interactive...

Alerts

This solution empowers your bank to provide multichannel alerts to your customers about transactions and events recorded by your bank's various business systems. Customers can subscribe to specific alerts,...

Mobile Teller

A comprehensive solution for bankers to effectively address all activities at a branch with designated workflows for each role

SME Enable

A tablet based financial and business management solution, it helps small and medium enterprises (SMEs) manage their daily operations, avail banking services, expand their business through community selling and...

Youth Banking

This is a digital banking solution for young people between the ages of 12 to 18, with an interactive user interface, and easy to understand features, aimed at making...

Finacle on Cloud

Finacle on Cloud empowers banks of all sizes to leverage Finacle's award-winning suite of solutions on the cloud for improved costs, flexibility and agility.

Finacle Customer Assist Solution

Redefine the new age branch banking experience

Core Banking

Omnichannel Hub

Online Banking

A unified online banking solution, this solution caters to the internet banking needs of your bank's retail, corporate and SME customers, while providing a unified view and real time control over their finances

Mobile Banking

This solution provides a rich, secure, and intuitive banking and payment experience to your retail and corporate customers. It works on a variety of mobile devices, platforms, and access modes to enable a seamless cross-channel banking experience

Digital Wallet

Direct Banking

This solution enables your bank to acquire and service customers, through the internet, mobile phone or call center channels, round the clock, without the need for brick and mortar infrastructure, supporting full-fledged delivery of a comprehensive range of assets and liabilities solutions

Analytics

Blockchain Framework

This solution leverages the ground breaking distributed ledger technology to help your bank automate inter-organization processes

Treasury

This is an integrated front, middle and back-office solution that covers the entire deal lifecycle for a wide range of trading and capital markets products across a wide range of asset classes

Wealth Management

Enhance the wealth management experience with our multi-asset, front-to-back office unified wealth management solution

Islamic Banking

Payments

Liquidity Management

Origination

CRM Solution

This modular, multilingual, web-based customer-centric application offers a unified, real-time and consistent view of your customers across channels and through their entire lifecycle

Finanz Tools

Alerts

Mobile Teller

A comprehensive solution for bankers to effectively address all activities at a branch with designated workflows for each role

SME Enable

Youth Banking

This is a digital banking solution for young people between the ages of 12 to 18, with an interactive user interface, and easy to understand features, aimed at making banking a fun experience

Finacle on Cloud

Finacle on Cloud empowers banks of all sizes to leverage Finacle's award-winning suite of solutions on the cloud for improved costs, flexibility and agility.

Finacle Customer Assist Solution

Redefine the new age branch banking experience

Be Truly Digital with Finacle Universal Banking Solution suite

Be Truly Digital with Finacle Universal Banking Solution suite

Accelerate your digital transformation with Finacle

50 percent higher returns on assets

30 percent higher returns on capital

8.1 percent points lesser costs to income than others

37 percent reduction in effort to roll out products

35 percent reduction in transaction costs

21 percent improvement in time to serve customers

Creating a Truly Digital bank

The leading universal banking solution suite in the industry that’s powering 16.5 % of world’s adult banked population

Core Banking

Core Banking

Omnichannel Hub

Omnichannel Hub

Online Banking

Online Banking

Mobile Banking

Mobile Banking

Digital Wallet

Digital Wallet

Direct Banking

Direct Banking

Analytics

Analytics

Blockchain Framework

Blockchain Framework

Treasury

Treasury

Wealth Management

Wealth Management

Islamic Banking

Islamic Banking

Payments

Payments

Liquidity Management

Liquidity Management

Origination

Origination

CRM Solution

CRM Solution

Finanz Tools

Finanz Tools

Alerts

Alerts

Mobile Teller

Mobile Teller

SME Enable

SME Enable

Youth Banking

Youth Banking

Finacle on Cloud

Finacle on Cloud

Finacle Customer Assist Solution

Finacle Customer Assist Solution

Core Banking

Omnichannel Hub

Online Banking

Mobile Banking

Digital Wallet

Direct Banking

Analytics

Blockchain Framework

Treasury

Wealth Management

Islamic Banking

Payments

Liquidity Management

Origination

CRM Solution

Finanz Tools

Alerts

Mobile Teller

SME Enable

Youth Banking

Finacle on Cloud

Finacle Customer Assist Solution

Know us better

Gartner, Inc. names Infosys a leader in international retail core banking

Efma-Infosys 'Innovation in Retail Banking 2016' report