Finacle Core Banking Solution

Consistently rated as the industry’s leading core banking solution, Finacle Core Banking Solution is proven to help banks enhance agility and efficiency of operations, while significantly improving customer experience across channels. Assessment of top 1000 world banks reveal that the ones powered by Finacle enjoy 50 percent higher returns on assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs-to-income than others.

Finacle offers a comprehensive and componentized core banking solution to power digital transformation strategy. The solution offers an extensive range of capabilities across deposits, lending and trade finance for retail and corporate consumers. You can choose one or any combination of these componentized solutions to power your bank’s digital transformation at your own pace.

Finacle Core Banking Solution

Key features

Finacle provides the customizable building blocks for an agile and comprehensive core banking solution. The solution enables businesses to be agile while providing a 360-degree single source view to help delight customers with relevant information and services

Componentized Design

Choice to deploy the integrated suite or individual modules only

Platform Agnostic

Multi-layered architecture designed to run on varied platforms and database options

Truly Real-time 24x7 Platform

No downtime even during end-of-day processing

Customer-centric Architecture

Real-time 360-degree view of customer relationships

Ease of Business Process Orchestration

Using built-in workflow engine or enterprise wide process engines

Multi Capabilities

Multi-entity, multi-currency, multi-byte, multi-lingual and multi-time zone solution

High Performance Availability

Powering the world’s largest core banking installation with over 600 million accounts

Agile Solution

Highly extensible through parameterization and user driven customization

Client testimonials

Klaas Kruger, CIO, PBB Rest of Africa, Standard Bank, talks about the banking trends in Africa and Standard Bank’s strategy for growth. Standard Bank is leveraging Finacle for powering their operations across rest of Africa, developing innovative products to attract new customers and staying agile. Standard Bank is also strengthening their digital offerings with Finacle online and mobile banking solutions

Watch More

Key benefits

Expand product offerings with flexible product factories

Increase operational efficiency and productivity

Configure bundled product suites

Deliver differentiated & unique customer experiences

Automate regulatory requirements

Manage growth with proven scalability

Drive collaboration with ecosystem through Open APIs

Up sell, cross sell relevant products to customers effectively