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Home > Finacle > Finacle Core Banking Solution

An Industry-leading Core for the Digital World

Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power banks’ digital transformation.

With Finacle Core Banking Solution, banks gain a comprehensive set of capabilities, including flexible product factories, extensive parameterization, product bundling and reusable business components, to help accelerate innovation led growth.

With its real-time processing engine, open APIs and embedded customer insights, Finacle delivers one of the most advanced digital banking foundations to engage demanding consumers.

Finacle leverages both established and emerging automation technologies to achieve operational excellence. It’s no wonder then that Finacle clients enjoy a cost-income ratio that is 7.2 percentage points lower compared to other banks.

Today, Finacle Core Banking Solution, consistently rated as a leader in the industry, powers the delivery of simpler, faster, safer and fully personalized banking to more than a billion consumers in over 100 countries.

Lay a strong foundation for your digital future

Power your digitization strategy with the industry's most advanced platform

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Finacle Core Banking Solution

Key Features

Finacle provides the customizable building blocks for an agile and comprehensive core banking solution. The solution enables businesses to be agile while providing a 360-degree single source view to help delight customers with relevant information and services

Componentized Design

Choice to deploy the integrated suite or individual modules only

Platform Agnostic

Multi-layered architecture designed to run on varied platforms and database options

Truly Real-time 24×7 Platform

No downtime even during end-of-day processing

Customer-centric Architecture

Real-time 360-degree view of customer relationships

Ease of Business Process Orchestration

Using built-in workflow engine or enterprise wide process engines

Multi Capabilities

Multi-entity, multi-currency, multi-byte, multi-lingual and multi-time zone solution

High Performance Availability

Powering the world’s largest core banking installation with over 600 million accounts

Agile Solution

Highly extensible through parameterization and user driven customization

Key Benefits

  • Expand product offerings with flexible product factories

  • Configure bundled product suites

  • Automate regulatory requirements

  • Drive collaboration with ecosystem through Open APIs

  • Increase operational efficiency and productivity

  • Deliver differentiated & unique customer experiences

  • Manage growth with proven scalability

  • Up sell, cross sell relevant products to customers effectively

Client Stories

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